your bridge to bankability.

uCapital is your solution for business growth. Our services allow you to fund projects, make large purchases, or handle staffing expenses using the existing equity in your business.

Get in touch with our team of experts today to learn about our services and get the capital you need, now!

accounts receivable factoring (financing)

Invoice financing allows businesses to borrow against amounts due from customers, improving cash flow, paying employees and suppliers, and investing in growth earlier. It is customizable and can be used by businesses of all sizes.
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asset-backed lending (ABL)

Asset-based lending is loaning money secured by collateral, such as inventory, accounts receivable, equipment, or other property owned by the borrower. This type of loan or line of credit can be used by businesses of all sizes.
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SR&ED tax credit financing

The Scientific Research and Experimental Development (SR&ED) program is a tax incentive for businesses that invest in research and development in Canada. It encourages innovation and helps businesses stay competitive.
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flexible leasing

Leasing preserves working capital, which you can use to invest in profit-generating opportunities.
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tailored to your needs

Every business is different. Why shouldn't your financing reflect that? We work with our clients to find the best solution for them, helping to leverage their existing assets for maximum lending efficiency and effectiveness.
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the capital you need, now.

Whether you need short-term funding to fuel your growth or bridge an immediate cash flow gap, uCapital provides progressive, flexible financing solutions for your firm.
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opportunity costs

Don't take our word for it. We've helped businesses of all types scale their operations through our flexible financing options. Don’t miss out on growth opportunities. Learn how uCapital lending pays dividends for small businesses.
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  • If you are self-employed, go meet with uCapital. They have made my interior painting business fun again! There are so many obstacles to being self-employed; payroll being the most stressful part. uCapital has taken all of that way. Thank you so much!
    Ron Siccia
    @About Face Interior Painting
  • The people at uCapital are professional, easy to work with and most importantly, understanding. I would easily recommend uCapital for anyone that may need a creative short term financial solution.
    Dennis Huntley
  • I have never dealt with such a compassionate and loyal company. Very professional and all business, but yet they still have heart. They go above and beyond, are always very quick with responses and with answers for you, and are always fair.
    Dalyce Marie

unique solutions for business growth.

Your business needs capital to scale. A cash injection at the right time allows business owners to seize opportunities that wouldn't otherwise be available to them. uCapital can help you identify and take advantage of these growth opportunities and make timely financial decisions to grow your business.
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ready to grow your business?

Find out how uCapital's unique business financing options can help your business take the next step.
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We provide tailored lending solutions for our clients.